Have you ever put forth a lot of effort to prepare for an exam? Even if you haven’t been paying attention throughout the semester, cramming at the last minute can be beneficial. You can use the same strategy when taking your life insurance exam. While being healthy is preferable, there are things you can do right now to boost your medical exam results.

If you’re considering investing in life insurance, you usually have two choices. You can either purchase a policy that does not require a medical exam or one that does. If your exam goes well, the second choice is substantially less expensive. It is worthwhile to make initiatives to strengthen your results.

Pass your Life insurance exam and get your best rate with these strategies:

Avoid drinking alcohol for at least 48 hours before the appointment. While alcohol feels relaxing, it also tends to increase blood pressure. Blood pressure that is a little high can increase your rate by 20%. If it’s too high, you can be out of luck altogether.

Avoid caffeine for 48 hours. Like alcohol, caffeine can raise blood pressure. It can also increase your heart rate and temporarily create an irregular heartbeat. Remember that it’s not just coffee that contains caffeine. Tea, soft drinks, pain relievers, and cold medications can also have caffeine. Even a tiny amount can have a significant effect on some people.

Drop excess weight. This tactic requires more time than the previous two, but it’s essential. Obesity is a risk factor for many common causes of death. Just a few pounds can potentially move you into the next rate category. Lose some weight and save a lot of money.

Stop smoking. Interestingly, if you’ve smoked for the last 30 years but have stopped for the previous few months, you’re considered a non-smoker. This is perhaps the most important tip. Smoking can increase your premium significantly. Eliminating your smoking habit can cut your premium by two-thirds. If you continue to smoke, avoid smoking for at least an hour before the exam Not smoking will improve your blood pressure and pulse.

Avoid the gym for 24 hours. Over-training can result in unusual blood pressure, pulse, and blood values. Any exercise shortly before your appointment can also have negative effects. Avoid working out for 24 hours and give yourself a longer break if you’ve really been pushing yourself hard at the gym.

Eat-in a very healthy manner for at least a couple of meals leading up to the appointment. Even one meal of fatty meat can raise lipid and cholesterol levels for a short period. Ideally, eat well for at least three weeks before your exam. According to research, any diet will show maximal blood results after three weeks. Eat a light lunch or drink plenty of water 12-18 hours before the exam to avoid gaining weight. If the exam is in the morning, a light dinner with two glasses of water is recommended.

Rest and relax. A good night’s sleep will lower your pulse and blood pressure. Give yourself plenty of time to arrive at your appointment. Being late is likely to increase your level of anxiety. Hypertension, or high blood pressure, is a significant sign of internal health issues.

If your blood pressure is high, ask to have it rechecked toward the end of the appointment. It will likely have improved. Scheduling your appointment earlier in the day is also good because it allows you to get your appointment out the way without dealing with anything that’ll cause stress and hypertension throughout the day.

Most of these tips only require a day or two to put into action. A few require more time but are likely to have a profound effect on the cost of your life insurance premiums. Use these strategies for your life insurance medical exam and lower your rates. You can also enjoy a genuine boost in your health.